Each of our locations provides a variety of services which include, but are not limited to: Pawn Loans, Check Cashing, Buying/Selling of a wide range of used merchandise, Buying/Selling of Gold, Silver, and Platinum.
Our pawn loans are basically collateral loans. Pawn Express provides cash loans on items of value ranging from gold and diamond jewelry to musical instruments, electronics, game systems, power equipment etc. All customers provide collateral, eliminating the need to distinguish high risk from low risk borrowers. Typically pawns are small averaging between $70 and $100, although they can be as small as $10 or as high as tens of thousands of dollars depending on the value of the collateral. The process is much the same as any other lending institution, with the primary difference being the size of the pawn, the collateral and the holding of the merchandise until the interest or the pawn has been repaid.
Pawn Express offers the consumer a quick, convenient and confidential way to borrow money. A short-term cash need can be met with no credit check or legal consequences if the borrower was not to return. A customer receives a percentage of the value we believe the collateral would bring in a sale. A pawn of about 50 percent of the resale value of the collateral is typical.
Pawn customers come from all walks of life, all tax brackets, & all ethnicities. Anyone who needs cash quickly & easily are potential pawn customers.